Instant Wallet Score • Zero Data Stored • PDF Audit Report
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EstablishingBronzeSilverGoldPlatinum
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Trust Level—
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Transactions
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Unique Sends
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Days Active
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Trust Lines
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Full Score Breakdown
Member Since
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Txs Sent
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Unique Payment Addresses
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Daily Avg
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Wallet Age
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/ 350 pts
How long this wallet has been active on the XRPL ledger. Older wallets score higher.
Unique Payment Addresses
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/ 300 pts
How many different wallet addresses you have transacted with. More is better.
Token Lines
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/ 150 pts
Active token trust lines with real balances. Frozen or zero-limit lines are excluded.
Score Breakdown
Monthly Activity: Last 18 Months
Token Holdings
All data is pulled live from the public XRPL ledger. Supply percentages are approximate based on total tokens in circulation from the issuing account. This wallet's data is never stored.
Score-gated lending and AMM protocols on XRPL are emerging now. A Bronze score or higher is the baseline most builders are targeting for compliant access tiers.
Institutional Settlement
Banks and fintech platforms integrating XRPL payments are beginning to require onchain reputation signals before processing large-value or recurring transfers.
Cross-Chain Identity
On-chain reputation is becoming portable. Your XRPL wallet history is one of the earliest verifiable identity signals in decentralized finance, no KYC required.
DAO and Protocol Voting
Governance systems increasingly weight voting power by reputation, not just token balance. A high WICO score is a tamper-resistant signal that your participation is real.
Scores are calculated entirely from public XRPL ledger data. No balance, no personal data, no stored information. WICO is not a credit score and does not constitute financial advice. All data sources are onchain and independently verifiable.
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